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Insurance FAQs

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The CAA Centre offers a unique facility which can be rented for sport, entertainment, and social events. Our facility can be rented by individuals, groups, non-profit organizations, and for-profit corporations.

 It is mandatory for rental users groups and individuals to carry liability insurance when renting our facility.

We often find that the process in securing the correct and affordable insurance for the rental users can be difficult and time consuming. Therefore, the CAA Centre has introduced through their Broker, HUB International HKMB Limited, a Facility Rental User Liability Insurance Program. This Liability Insurance Program is offered to rental users of the CAA Centre (i.e. ice, fields, rooms, parking lots, and picnic areas) who do not carry their own, or adequate insurance when renting our facility.

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The Liability Insurance Program provides individuals and/or groups renting the CAA Centre facility with a straightforward and affordable avenue to obtain liability insurance protection to mitigate their financial exposure resulting from claims that may result from the rental agreement.

If the facility user does not already carry the required insurance, it can be purchased through this program at the time of booking.Insurance limits range from $2 to $5 million per occurrence (depending on the specific sport, event or activity).

The insurance provides coverage to the facility user to defend and/or settle a legal action claiming negligence that resulted in a Bodily Injury or Property Damage to a Third Party.

• For an explanation of coverage, please click here

  Any questions on coverage should be directed to our Broker:
  HUB International HKMB Limited
  595 Bay Street, Suite 900, Box 81, Toronto, ON M5G 2E3
  Phone: 416-597-0008

• Liquor Liability Coverage (for Alcohol events only): provides coverage for claims resulting from the serving of alcohol.

[/vc_toggle][vc_toggle title=”Insurance Requirements” style=”round_outline” color=”blue” size=”lg”]Groups and individuals responsible for a facility rental are required to produce and maintain, throughout the duration of the Rental Agreement, proof of sufficient liability insurance coverage.

 Depending on the type of activity, sport or event, clients will be required to have liability insurance coverage. The program encompasses the rental of facility space, sports fields, and rentable outdoor space and parkland.

The Liability Insurance Program provides the opportunity for individuals or groups renting our facilities to either:

1. Purchase liability insurance via our broker online through the CAA Facility User Program.
2. Provide proof that they already have obtained liability insurance that meets the Liability Insurance Program requirements.

Insurance limits range from $2 million to $5 million depending on the activity. High risk sports such as ice hockey will require coverage of $5 million. Lower risk events and activities such as baseball, will require coverage of $2 million.[/vc_toggle][vc_toggle title=”How to Purchase Insurance? ” style=”round_outline” color=”blue” size=”lg”]If the facility user does not possess adequate liability insurance coverage it can be purchased through the Liability Insurance Program at the time of the booking.[/vc_toggle][vc_toggle title=”What if I have the Required Insurance/Insurance Certificate? Insurance Certificates” style=”round_outline” color=”blue” size=”lg”]If the facility user has the required liability insurance, his/her insurance broker must complete a Certificate of Coverage form which can be downloaded by clicking on the appropriate link below. The certificate of insurance is to be completed by your insurance broker and returned at least fourteen (14) days prior to the booking.[/vc_toggle][vc_toggle title=”Insurance Certificates” style=”round_outline” color=”blue” size=”lg”]Proof of Insurance Form(this form must be completed if not buying insurance through the CAA Centre program)

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